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Is your travel insurance worthless?



 You’re going on holiday and you want to make sure you’ve got everything you need. Your passport is packed, your factor 50 is bought and you’ve got your travel insurance sorted. But not all travel insurance is created equal – and you could find yourself out of pocket if you don’t pick carefully.  

Comparison website comparethemarket.com found that nearly a third (32%) of single-trip policies do not cover missed connections in the UK, and 14% do not pay out for missed flights.

Furthermore, nearly half (49%) only covered items valued at £250 or under and just one in 10 offer cover for items valued at £500 and above. So if you’re bringing laptops, mobile phones or cameras that cost more than this, you could find yourself shelling out more than you think.

It’s no wonder we get confused sometimes, as the survey also showed the terms and conditions of travel insurance policies average more than 26,000 words – the longest of any insurance policy type.

So, what should you be looking for? We tell you the headlines so you can make sure you are covered properly – without having to read a small essay to do so.